First Home Buyers Australian Capital Territory
Territory Guide

Government Schemes for First Home Buyers in ACT

If you're a first home buyer in the ACT, we're here to help! Explore the concessions and schemes available to make your home ownership dreams a reality in the nation's capital.

Home Buyer Concession Scheme

Stamp Duty Relief

While the ACT does not offer a First Home Owner Grant, it provides the Home Buyer Concession Scheme which offers significant stamp duty relief for eligible first home buyers.

Key Benefits:

  • Complete stamp duty exemption on properties up to $1,000,000
  • Applies to both new and established homes
  • Income thresholds apply for eligibility
  • Must live in the property for at least 12 months

Stamp Duty Savings

The stamp duty concession can save first home buyers tens of thousands of dollars on their property purchase, making the ACT scheme one of the most valuable in Australia.

Full Exemption

On properties up to $1,000,000

Potential Savings

Up to $30,000+ in stamp duty

Eligibility Requirements

Income thresholds apply

The ACT Home Buyer Concession Scheme has specific eligibility criteria based on income and property value. Our brokers can help you determine if you qualify.

Maximum Stamp Duty Savings

$30,000+

On properties up to $1,000,000

How Loan Studio Helps

  • Eligibility assessments
  • Income threshold guidance
  • Lender selection guidance
  • Application support
Get Started

Call us

1300 978 051

Important: Concession amounts, eligibility criteria, and scheme availability are subject to change. Meeting eligibility requirements does not guarantee loan approval. Loan Studio brokers assist with guidance and applications but cannot approve loans or guarantee acceptance into any scheme.