First Home Buyers New South Wales
State Guide

Government Schemes for First Home Buyers in NSW

If you're a first home buyer in NSW, we're here to help! Explore the grants and stamp duty concessions available to make your home ownership dreams a reality.

First Home Owner Grant (FHOG)

$10,000 Grant

Eligible buyers may receive a $10,000 First Home Owner Grant when purchasing newly constructed homes. This applies to newly built homes, off-the-plan purchases, and construction contracts.

Applies to:

  • Newly built homes
  • Off-the-plan purchases
  • Construction contracts
  • Must live in the property as primary residence

First Home Buyer Assistance Scheme

Qualifying buyers can access significant stamp duty savings. This scheme covers both new and established properties.

Full Exemption

On homes valued up to $800,000

Concessional Rates

On homes $800,000 - $1,000,000

How Loan Studio Helps

  • Eligibility assessments
  • Compare lenders
  • Grant application support
  • Loan arrangement coordination
Get Started

Call us

1300 978 051

Important: Grant amounts, eligibility criteria, and scheme availability are subject to change. Meeting eligibility requirements does not guarantee loan approval. Loan Studio brokers assist with guidance and applications but cannot approve loans or guarantee acceptance into any scheme.