Suresh Kandasamy Interviews - Buying property in SMSF
Using his expertise, Suresh Kandasamy helps you to understand about buying property in SMSF.
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Home Loan
Loan to Value Ratio
posted February 24, 2017Loan to Value Ratio is your loan size divided by the property value and can affect your product and lender selection
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Home Loan
Basic Home loan
posted February 24, 2017A basic home loan can suit a client wanting a simple product without additional benefits, and can have a very low rate
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Home Loan
Genuine Savings
posted February 24, 2017Genuine savings are required when borrowing more than 85% of the property value and there are different conditions
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Home Loan
Why Renting Helps
posted February 24, 2017It can be good news for renters, some banks will assess your rental payments as savings
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Home Loan variable interest rate of 5.99% per annum is as at 23rd December 2024 and is subject to borrower meeting the lender's criteria, terms and conditions and loan to value ratio ('LVR') requirements. This rate of 5.99% per annum is based on a principle and interest variable rate home loan of greater than $50,000 and not exceeding a LVR of 60%. The comparison rate of 5.99% per annum is as at 23rd December 2024 and is based on a secured loan of $150,000 over a term of 25 years. This comparison rate is true only for the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative and subject to change without notice. Loan Studio Pty Ltd (ABN 97 146 606 135) is an authorised credit representative (390870) of Port Group Pty Ltd (Australian Credit Licence Number 389460).
