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RBA cuts the cash rate for the first time since 2020

Posted on February 18, 2025
Finally, a long-awaited reprieve for borrowers. Th... Read more >
Home Loan
Blog 1100x733 first home 2025

The scheme that’s helped 193,000 Aussies buy a first home

Posted on February 13, 2025
If you’re in the market for a first home, there’s one scheme you should know about. It’s called the Home Guarantee Scheme, and it could slash....
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Home Loan
Blog 1100x733 Rates tipped fall

What happens to my home loan if interest rates fall?

Posted on February 06, 2025
Great news for home owners – plenty of economists are tipping an RBA rate cut for February. Assuming it happens, once the celebrations have died....
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Home Loan
Blog 1100x733 location 2025

The top 5 location turn-offs for Aussie home buyers

Posted on January 30, 2025
Ever spotted a bargain property and then thought to yourself: ‘What’s the catch?’ Well, more often than not there’s a good reason behind a....
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Home Loan
Blog 1100x733 fixed vs variable 2025

Decisions decisions… Fixed-rate vs variable home loan rate

Posted on January 16, 2025
Amid growing expectations of rate cuts in 2025, sticking with a variable home loan rate can seem like a no-brainer. But not so fast. Locking in your....
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Home Loan
Blog 1100x733 home types 2025

House, apartment or townhouse? The pros and cons of each

Posted on January 09, 2025
There’s much more to property in Australia than just houses or units. And if you’re in the market for a home or investment property, it helps to....
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Home Loan
Blog 1100x733 resolution 2025

Three financial New Year’s resolutions to tackle 2025 head-on

Posted on January 02, 2025
How are your New Year’s resolutions coming along? If you’re like most people, they’re likely related to health, fitness or abstinence. But why....
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Home Loan variable interest rate of 5.99% per annum is as at 23rd December 2024 and is subject to borrower meeting the lender's criteria, terms and conditions and loan to value ratio ('LVR') requirements. This rate of 5.99% per annum is based on a principle and interest variable rate home loan of greater than $50,000 and not exceeding a LVR of 60%. The comparison rate of 5.99% per annum is as at 23rd December 2024 and is based on a secured loan of $150,000 over a term of 25 years. This comparison rate is true only for the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative and subject to change without notice. Loan Studio Pty Ltd (ABN 97 146 606 135) is an authorised credit representative (390870) of Port Group Pty Ltd (Australian Credit Licence Number 389460).