Offset Facility
Offset facilities are linked with a standard variable rate home loan, they can work towards reducing the interest and term of your loan.
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Redraw Facility
posted February 24, 2017A withdraw facility is normally part of a variable loan to allow you to make additional repayments and re-draw them if you need....
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What Does a Bank Assess For Credit Worthiness?
posted February 24, 2017Banks review your full financial picture, such as income, dependents, employment status, debt history and credit check, but don't....
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Variable vs Fixed Rate
posted February 24, 2017Should I look for a variable or fixed loan rate? It depends on your circumstances, learn more
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How Much Deposit?
posted February 24, 2017In most situations you will need a deposit to purchase a property, and most lenders will require a minimum of 10% for a deposit,....
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Home Loan variable interest rate of 5.99% per annum is as at 23rd December 2024 and is subject to borrower meeting the lender's criteria, terms and conditions and loan to value ratio ('LVR') requirements. This rate of 5.99% per annum is based on a principle and interest variable rate home loan of greater than $50,000 and not exceeding a LVR of 60%. The comparison rate of 5.99% per annum is as at 23rd December 2024 and is based on a secured loan of $150,000 over a term of 25 years. This comparison rate is true only for the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative and subject to change without notice. Loan Studio Pty Ltd (ABN 97 146 606 135) is an authorised credit representative (390870) of Port Group Pty Ltd (Australian Credit Licence Number 389460).
