How Much Deposit?

In most situations you will need a deposit to purchase a property, and most lenders will require a minimum of 10% for a deposit, by increasing your deposit you can work towards avoiding lender's mortgage insurance.

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Principle and Interest Only

Principle and Interest Only

There are generally 2 loan structures to choose, principle and interest and interest only loans, they each suit different....
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 First Home Owner Grant

First Home Owner Grant

The First Home Owners Grant is only for newly constructed homes and can be used towards the purchase price
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Lenders Mortgage Insurance

Lenders Mortgage Insurance

Lender's Mortgage Insurance is applied when a loan is greater than 80% of the purchase price, it is there to protect the banks....
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Offset Facility

Offset Facility

Offset facilities are linked with a standard variable rate home loan, they can work towards reducing the interest and term of....
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