Calculators

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Use the variety of calculators below to work out costs and payments like how much you can borrow, stamp duty fees and how you can pay off your loan faster.

Basic Loan Repayments

Compare four loan scenarios, two different terms, and two different interest rates using this calculator.

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How much can I borrow?

Use your income, expenses and number of dependants to determine how much you can borrow.

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Extra Repayments

Discover how much you can save when you make extra repayments throughout your loan.

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How long to repay?

Calculate how long it will take to pay off your loan by setting the amount you'd like to pay each period.

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Mortgage Offset

Understand how a Mortgage Offset loan can help reduce the interest and time taken to pay off your loan.

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P&I/Interest Only

Use this dual calculator to show a Principal and Interest loan or just an Interest Only loan.

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Remaining Balance

Find out the exact amount remaining on your loan at any given year.

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Stamp Duty

Understand Stamp Duty, Mortgage Registration Fees and Transfer Fees.

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Achieve my savings target

Work out how much you need to save periodically to reach your savings goals.

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Budget

Calculate to see your surplus or shortfall based on your incomings and outgoings.

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Income Tax

Use this calculate to work out your net income from your earnings.

Work out

Comparison Rate

Find out the total annual cost of a loan including interest payments and fees.

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Home Loan variable interest rate of 5.89% per annum is as at 3 October 2023 and is subject to borrower meeting the lender's criteria, terms and conditions and loan to value ratio ('LVR') requirements. This rate of 5.89% per annum is based on a variable rate home loan of greater than $50,000 and not exceeding a LVR of 80%. The comparison rate of 5.91% per annum is as at 3 October 2023 and is based on a secured loan of $150,000 over a term of 25 years. This comparison rate is true only for the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative and subject to change without notice. Loan Studio Pty Ltd (ABN 97 146 606 135) is an authorised credit representative (390870) of Port Group Pty Ltd (Australian Credit Licence Number 389460.