Investment Loans - Loan Studio | Loan Studio

Investment Loans

We will make sure that you have all the financial information behind you in order to make the best decision to support your future wealth creation.

Investing in Property

It is one thing to buy a property to live in, but it’s another equally exciting process to take on the investment market. When property investors look at buying property for wealth, they look at it from a different angle to that of a home to live in.

Emotions need to be removed from the decision; you will be talking numbers, growth and future potential and looking at things purely from an investment perspective.

So before you can look to understand what the property market may hold for you, it is a must to understand your borrowing potential.

At Loan Studio we won’t tell you where to invest, we have partners who can help you with that, but we will make sure that you have all the financial information behind you in order to make the best decision to support your future wealth creation.

How it works

If you’re thinking about purchasing your first investment property, it’s important to speak with a finance professional as soon as possible. That's where we can help! The first thing we need to establish is if you are eligible for an investment loan. It's not as simple to get approved for an investment property these days. Banks now scrutinise your bank statements rather than just your income and deposit information. They want to double-check certain details, such as living costs, account behaviour, liabilities, and spending habits, through your bank accounts statements.

Step #1

Check your eligibility

If you’re thinking about purchasing your first investment property, it’s important to speak with a finance professional as soon as possible. That's where we can help! The first thing we need to establish is if you are eligible for an investment loan. It's not as simple to get approved for an investment property these days. Banks now scrutinise your bank statements rather than just your income and deposit information. They want to double-check certain details, such as living costs, account behaviour, liabilities, and spending habits, through your bank accounts statements.

Before you even begin thinking about how to finance your purchase, it's crucial to determine how much you can borrow. We have online calculators available on the website, but if you'd like more tailored information, call us at Loan Studio and we'll be happy to help.

Step #2

Assessing your borrowing capacity

Before you even begin thinking about how to finance your purchase, it's crucial to determine how much you can borrow. We have online calculators available on the website, but if you'd like more tailored information, call us at Loan Studio and we'll be happy to help.

This is where we earn our keep as your finance partner, as we'll help you determine which of our investment loan options will work best for you based on your long-term goals and repayment schedule. After you've decided on the best investment loan for your needs with Loan Studio, we'll review your documents to make sure you qualify for the loan amount. Once it's all set, our team will submit your application on your behalf so you can get started on purchasing the property of your dreams!

Step #3

Choosing a lender and obtaining pre-approval

This is where we earn our keep as your finance partner, as we'll help you determine which of our investment loan options will work best for you based on your long-term goals and repayment schedule. After you've decided on the best investment loan for your needs with Loan Studio, we'll review your documents to make sure you qualify for the loan amount. Once it's all set, our team will submit your application on your behalf so you can get started on purchasing the property of your dreams!

If you are buying a property with a mortgage, the financial advisor will go through all of the alternatives, including purchasing privately on a subject to finance clause, buying at an auction, buying unconditionally, settlement terms, and deposit choices.

Step #4

Purchase a property

If you are buying a property with a mortgage, the financial advisor will go through all of the alternatives, including purchasing privately on a subject to finance clause, buying at an auction, buying unconditionally, settlement terms, and deposit choices.

Next, the lender will need to assess the property's value after you've secured your investment property. After we submit the signed sale agreement and the completed appraisal, the lender should immediately grant approval and book the settlement for you to finally receive the keys to your new investment property.

Step #5

Bank Approval and Settlement

Next, the lender will need to assess the property's value after you've secured your investment property. After we submit the signed sale agreement and the completed appraisal, the lender should immediately grant approval and book the settlement for you to finally receive the keys to your new investment property.

Step #1 Check your eligibility

If you’re thinking about purchasing your first investment property, it’s important to speak with a finance professional as soon as possible. That's where we can help! The first thing we need to establish is if you are eligible for an investment loan. It's not as simple to get approved for an investment property these days. Banks now scrutinise your bank statements rather than just your income and deposit information. They want to double-check certain details, such as living costs, account behaviour, liabilities, and spending habits, through your bank accounts statements.

Step #2 Assessing your borrowing capacity

Before you even begin thinking about how to finance your purchase, it's crucial to determine how much you can borrow. We have online calculators available on the website, but if you'd like more tailored information, call us at GA Finance and we'll be happy to help.

Step #3 Choosing a lender and obtaining pre-approval

This is where we earn our keep as your finance partner, as we'll help you determine which of our investment loan options will work best for you based on your long-term goals and repayment schedule. After you've decided on the best investment loan for your needs with GA Finance, we'll review your documents to make sure you qualify for the loan amount. Once it's all set, our team will submit your application on your behalf so you can get started on purchasing the property of your dreams!

Step #4 Purchase a property

If you are buying a property with a mortgage, the financial advisor will go through all of the alternatives, including purchasing privately on a subject to finance clause, buying at an auction, buying unconditionally, settlement terms, and deposit choices.

Step #5 Bank Approval and Settlement

Next, the lender will need to assess the property's value after you've secured your investment property. After we submit the signed sale agreement and the completed appraisal, the lender should immediately grant approval and book the settlement for you to finally receive the keys to your new investment property.

Why choose Loan Studio for your construction loan

💬

We're here with you every step of the way

Our focus is on customer service and we’ll be there every step of the way on your journey. From finding the right home, the first loan application, saving for your next property, or living your lifestyle dreams through other finance options.

🌟

Years of experience

We know what investors need and like to see in terms of finance deals. With us, it’s all about you and your goals. We provide a range of flexible investment loan options designed to suit you based on your specific needs. It’s all part of providing you with peace of mind.

🤝

Transparent & consistent service

We will always provide you with the best recommendations to help you make the right refinancing choice for your specific situation. We’ll also always go through each product in detail with you and explain what is involved before you commit.

DOWNLOAD OUR FREE GUIDE

10 point home loan health check

Keep up with us

6.09/425 Smith Street, Fitzroy VIC, 3065

Pages

Tell us how can we help.

Copyright © 2025 | Loan Studio Group Pty Ltd

Loan Studio Pty Ltd ABN 97 146 606 135 is an authorised credit representative 390870 of Port Group Pty Ltd under Australian Credit Licence Number 389460.

Website by Ground Zero Digital