First Home Buyers - Loan Studio | Loan Studio

First Home Buyers

Buying your first home should be fun and memorable for all the right reasons and we want to be by your side from start to finish, enjoying the process with you.

Home Loan Services

The excitement of being a first home buyer

Congratulations! You have decided to buy your very first home. It’s an exciting period in anyone’s life. Unfortunately, the feeling of excitement is often soon followed by feeling overwhelmed and anxious about how to secure your first mortgage.

You will have opinions coming from everywhere and at the end of the day, you need to make sure that when you are making your decision, you feel comfortable in your approach.

At Loan Studio, we do everything possible to simplify the process, ensuring a premium level of professionalism to make sure that you are in the best state of mind to be making big decisions.

Buying your first home should be fun and memorable for all the right reasons and we want to be by your side from start to finish, enjoying the process with you.

Consider your current situation and what you are looking for. Do you want a house, townhouse, apartment, or something different? Understanding what your goals and expectations are can help the lending process, so when you talk to us, we can help find the best options to suit your needs.

Step #1

Identify your homeowner goals.

Consider your current situation and what you are looking for. Do you want a house, townhouse, apartment, or something different? Understanding what your goals and expectations are can help the lending process, so when you talk to us, we can help find the best options to suit your needs.

Organise some time with us so we can begin to appreciate your financial and lifestyle goals. We want to understand your current situation and what you looking for so we can start the process of researching and investigating the most suitable options to help you meet your goals. We're also there to answer any questions that might come to mind.

Step #2

Meet with your mortgage broker

Organise some time with us so we can begin to appreciate your financial and lifestyle goals. We want to understand your current situation and what you looking for so we can start the process of researching and investigating the most suitable options to help you meet your goals. We're also there to answer any questions that might come to mind.

There are a lot of different loan types and products out there and it can be overwhelming when trying to decide which one is right for you. We're here to do the hard work for you. All you need to do is let us know your personal circumstances including your savings, existing loans, or investments you have so we can help identify the best options available.

Step #3

Understanding your situation

There are a lot of different loan types and products out there and it can be overwhelming when trying to decide which one is right for you. We're here to do the hard work for you. All you need to do is let us know your personal circumstances including your savings, existing loans, or investments you have so we can help identify the best options available.

Once we've helped you choose the loan that's right for you, our local team will prepare an application and take you through the process from start to finish. Once the lender is satisfied with the application, they will inform us that your application has been conditionally approved, which means with some supporting evidence, they will be happy to offer you a loan.

Step #4

Preparing the application

Once we've helped you choose the loan that's right for you, our local team will prepare an application and take you through the process from start to finish. Once the lender is satisfied with the application, they will inform us that your application has been conditionally approved, which means with some supporting evidence, they will be happy to offer you a loan.

Now you've been approved and your loan documents have been prepared, we will sit with you and take you through all of the details and specifics of the loan agreement to ensure you are informed and feel comfortable. Once this process has been completed, your conveyancer will organise settlement directly with the lender and you will be on your way to your first home!

Step #5

Completing the loan documents

Now you've been approved and your loan documents have been prepared, we will sit with you and take you through all of the details and specifics of the loan agreement to ensure you are informed and feel comfortable. Once this process has been completed, your conveyancer will organise settlement directly with the lender and you will be on your way to your first home!

Step #1 Identify your homeowner goals.

Consider your current situation and what you are looking for. Do you want a house, townhouse, apartment, or something different? Understanding what your goals and expectations are can help the lending process, so when you talk to us, we can help find the best options to suit your needs.

Step #2 Meet with your mortgage broker.

Organise some time with us so we can begin to appreciate your financial and lifestyle goals. We want to understand your current situation and what you looking for so we can start the process of researching and investigating the most suitable options to help you meet your goals. We're also there to answer any questions that might come to mind.

Step #3 Understanding your situation

There are a lot of different loan types and products out there and it can be overwhelming when trying to decide which one is right for you. We're here to do the hard work for you. All you need to do is let us know your personal circumstances including your savings, existing loans, or investments you have so we can help identify the best options available.

Step #4 Preparing the application

Once we've helped you choose the loan that's right for you, our local team will prepare an application and take you through the process from start to finish. Once the lender is satisfied with the application, they will inform us that your application has been conditionally approved, which means with some supporting evidence, they will be happy to offer you a loan.

Step #5 Completing the loan documents

Now you've been approved and your loan documents have been prepared, we will sit with you and take you through all of the details and specifics of the loan agreement to ensure you are informed and feel comfortable. Once this process has been completed, your conveyancer will organise settlement directly with the lender and you will be on your way to your first home!

Why choose Loan Studio as your trusted expert

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We're here with you every step of the way

Our focus is on customer service and we’ll be there every step of the way on your journey. From finding the right home, the first loan application, saving for your next property, or living your lifestyle dreams through other finance options.

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Friendly & professional service

The Loan Studio team are highly trained & dedicated. All you have to do is sit back and relax while we do all the heavy lifting to secure a solution tailored specifically to suit all your needs including, saving, borrowing funds, and enhancing your finances.

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We're local

As a locally owned brokerage, Loan Studio offers deep insight into the property market and strong connections within the community. We know the area, understand the dynamics, and can even negotiate with agents on your behalf—helping you secure the best outcome every time.

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6.09/425 Smith Street, Fitzroy VIC, 3065

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