Home loans

Investment Loans

An investment property is a popular wealth creation tool providing potential capital growth and rental income. As you look to invest in your future, let our experienced mortgage consultants support you by structuring a solution tailor made for you.

At Loan Studio, our dedicated investment loan experts will guide you through the process and work with you to find a solution to suit your individual needs. Whether you are a first time investor or looking to increase your portfolio, our investment loan experts can guide you through Buying through your SMSF, determining borrowing capacity, comparing home loan products, using equity to invest, structuring your investment for tax purposes, consolidating your loans and when to buy an investment property.

To get you started we have collated all of the questions we have been asked by our Investment clients, check out our FAQs, or download our handy Buying an Investment Checklist.

Self-Managed Super Funds

Property investing through your Self Managed Superannuation Fund (SMSF) can be a great way to create wealth for your retirement. Superannuation legislation allows use of your SMSF to borrow for investment into residential or commercial property, creating a tax effective way for you to create wealth for your future, and diversify your super investment portfolio. 

Income from the SMSF, including capital gains, are taxed at concessional rates, so you could end up saving more money for your retirement. For more information download our Steps to Borrowiing Through Your SMSF Guide.

Income from the SMSF, including capital gains, are taxed at concessional rates, so you could end up saving more money for your retirement. For more information, download our Steps to Borrowing Through Your SMSF Guide

Borrowing Through Your SMSF

#AskLoanStudio

With hundreds of videos, fact sheets and blog articles #AskLoanstudio is your very own financial info hub. 
Take a look at our recent articles on Home Loans.

Blog 1100x733 rate cut Feb 2025

RBA cuts the cash rate for the first time since 2020

Finally, a long-awaited reprieve for borrowers. The Reserve Bank of Australia has today cut the cash rate by 25 basis points to....
Read More >
Blog 1100x733 first home 2025

The scheme that’s helped 193,000 Aussies buy a first home

If you’re in the market for a first home, there’s one scheme you should know about. It’s called the Home Guarantee Scheme,....
Read More >
Blog 1100x733 Rates tipped fall

What happens to my home loan if interest rates fall?

Great news for home owners – plenty of economists are tipping an RBA rate cut for February. Assuming it happens, once the....
Read More >
Blog 1100x733 location 2025

The top 5 location turn-offs for Aussie home buyers

Ever spotted a bargain property and then thought to yourself: ‘What’s the catch?’ Well, more often than not there’s a....
Read More >

Want to compare home loan products?

Find the right home loan product for you

Compare now

Want to speak with an expert on Investment Loans?

Contact us now